I spent the day running around, busily doing things, starting with seeing Jeannie, my investment advisor (Jeannie is also the name of my real estate agent - it seems that the women who help me with my investments (real and otherwise) are Jeannies, though neither has light brown hair, nor, as far as I know, lives in a bottle), and learning lots of interesting things. I need to start putting away much more if I want to continue to buy $10.00 per 100g chocolate bars when I retire. To put this in context, the regular price of a 100g Lindt Excellence bar - my usual favourite - is $3.19.
The need to put away more in order to maintain my lifestyle (high-end chocolate habit) into retirement is at odds with my desire to work less than full-time and take more than one or two courses per term. I'd like to work 60% time and take three or four courses. Time redistribution is my long term goal.
I hope to be able to redistribute my time in about 5 years.
Jeannie, my investment advisor, and I redistributed my investments some to take on a slightly higher risk, which should increase the returns some. I am to try to balance the increased risk with the increased returns; the desire for return (greed) has won out over the desire for security (fear).
Jeannie also gave me a copy of "The Wealthy Barber" though she reckons I don't really need to read it.
All this financial planning has been quite enlightening, I have learned what I have always suspected: the number of tax dodges that a person has available is directly proportional to the amount of assets that they have and inversely proportional to the number of tax dodges they need. I have to admit that I'm often amazed by the greed and cunning of humans in general, and I also have to admit that my personal greed has perked up and is standing at attention right now. Looking around and sniffing the breeze. Scanning for opportunity.
Still coughing. Still coughing lots. Will it never end?
Maybe it's tuberculosis.
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